"We feel that transparency, in terms of charges and client understanding of where and how the money is invested. We believe any charges should be transparent, predictive and open to scrutiny."

"Sometimes our fees can vary depending on the complexity of your particular case, and the specific work we undertake on your behalf in these cases we will always seek prior agreement." Directors Policy Statement

How We Charge

In order to keep things simple in a complex world, we operate a straightforward fee system.

A minimum retainer fee: includes completing and submitting your tax return. Generally this is not less than £75 a month.

An annual management fee: of 1% per annum for the assets which we manage on your behalf. This covers the review procedure and the provision of on-going advice throughout the year. Our advice is therefore impartial and not dependent on whether or not you actually decide to invest in certain investment products. It also ensures that our clients feel they can contact us without the 'clock ticking'.

For particularly complex and time consuming work such as pension transfers we may charge an initial investment fee of up to 3% of the monies transferred to take account of the large time commitment that this work often requires.

We believe this provides both a very reasonable cost to the client and a fair remuneration for us with clients fees more than compensated for by tax savings and improved returns.